Preserve capital funds
Avoid large upfront expenditures and keep your capital available for strategic priorities — expansion, staffing, or unexpected operational needs.
Financing Solutions
Start saving today.
Not next budget cycle.
Energy efficiency upgrades shouldn't be held hostage to CAPEX approval cycles. With flexible financing through Daisy Energy, your organization can move forward immediately — and let operational savings offset the monthly payment.
In partnership with
Daisy Energy has partnered with Meridian OneCap to bring Canadian businesses competitive, flexible financing options for energy efficiency upgrades. Fast approvals and minimal capital required upfront.
Competitive rates • Flexible terms • Fast approvals
Why finance your energy project
Four reasons to act now, not later.
Waiting often costs more than acting. Here's why financing makes sense for most Canadian organizations.
Don't wait for budget approval
Implement projects immediately, capture savings sooner, and avoid inflation and rising equipment costs — instead of delaying months or years.
Positive monthly cash flow
Many energy projects generate operational savings that offset — or exceed — monthly financing payments. Lower utility bills, reduced maintenance, immediate relief.
Simple, competitive options
Competitive rates, flexible terms, fast approvals. Daisy Energy works with trusted financing partners and guides you from application to project completion.
Financing advantage
Your savings can help pay for your project.
Instead of waiting for capital budget approval, financing lets your organization start upgrades now and use monthly operational savings to offset the payment.
+$2,700/mo
Example net positive cash flow after financing payment and estimated operational savings.
Monthly Dollars ($)
Project Timeline →
Month 1
Month 6
Month 12
Month 18
Month 24
Month 36
Estimated operational savings
Monthly financing payment
Net positive cash flow
Example monthly savings
$9,200
Example monthly payment
$6,500
Example monthly net benefit
+$2,700
*Figures are illustrative examples only. Actual savings, financing terms and cash flow outcomes vary by project scope, facility type, and financing terms. Daisy Energy will provide a detailed savings and payback report for your specific project.
What can be financed
Most energy and infrastructure upgrades qualify.
If it reduces energy use, improves your facility, or modernizes your operations — Daisy Energy can likely arrange financing for it.
LED Lighting Upgrades
HVAC Improvements
Building Automation Systems
EV Charging Infrastructure
Solar Projects
Electrical Infrastructure
Energy Efficiency Retrofits
Capital vs operational spending
See the full impact side by side.
Every category where the operational financing model gives your organization a meaningful advantage.
| Category | Traditional Capital Model | Operational Financing Model |
|---|---|---|
| Funding Source | Requires capital reserves, approved CAPEX budgets, or large upfront cash | Uses operational budgets through predictable monthly payments |
| Approval Process | Multiple approval layers, annual budget planning, board approval, long procurement cycles | Faster approvals with streamlined financing applications and flexible decision-making |
| Project Timing | Frequently delayed months or years waiting for budget availability | Projects can begin immediately after approval and financing confirmation |
| Cash Flow Impact | Significant upfront impact can strain cash reserves and reduce liquidity | Predictable monthly payments preserve cash flow and working capital |
| Budget Flexibility | Competes against other capital priorities: expansion, staffing, fleet, infrastructure | Move forward without disrupting existing capital plans |
| Speed to Savings | Delayed implementation means delayed energy savings and continued high operating costs | Immediate implementation — start reducing operational costs sooner |
| Inflation Exposure | Delays may increase future project costs due to inflation and rising labour costs | Locks in project pricing sooner — reduces exposure to future cost increases |
| Maintenance Costs | Older equipment continues generating maintenance expenses while waiting for replacement | Upgraded systems reduce maintenance costs immediately |
| Energy Costs During Delay | Continue paying higher utility and operational costs during postponement | New systems begin generating energy savings as soon as installation is complete |
| Accounting Treatment | Appears as a large capital expenditure on financial statements | Managed as predictable operational expenses over time |
| Financial Predictability | Large lump-sum expenditures can create budgeting uncertainty | Fixed monthly payments improve forecasting and operational planning |
| ROI Timing | ROI delayed until project approval and completion | ROI begins sooner because implementation starts sooner |
| Scalability | Larger projects may be postponed due to budget limitations | Financing supports broader, multi-site, or larger-scale deployments |
| Competitive Advantage | Delayed upgrades may impact operational efficiency and sustainability goals | Faster improvements support ESG initiatives, efficiency, and modernization |
| Typical Experience | "We'll revisit this next budget cycle." | "We can move forward now." |
Simple financing process
From conversation to savings in four steps.
1
Initial conversation
Tell us about your facility and current energy setup. No obligation — we'll help identify the right opportunities for your organization.
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2
Savings & payback report
Detailed ROI analysis, financing term options, and a clear picture of your projected monthly cash flow from day one.
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3
Fast financing approval
Competitive rates, flexible terms, simple application. Our trusted financing partners are experienced with energy projects of all sizes.
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4
Project implementation
Daisy Energy manages installation from start to finish. See operational savings reflected on your very next utility bill.